Which examples represent a specific lien?

• A. Tax lien
• B. Construction and mortgage
• C. General lien
• D. Judgment lien

Answer: (B)

A specific lien attaches to a particular property or asset, not to everything the debtor owns. A mortgage lien is tied to the real estate used as security for a loan, so it rests on that one property. A construction lien arises from work performed on a specific property, and the claim is attached to that same property to secure payment. These are classic examples of liens that stay with one identifiable asset.

In contrast, general liens affect the debtor’s overall estate and not just one property. A judgment lien, for example, typically attaches to all real and personal property the debtor owns. Because the question asks for examples of a specific lien, the pair that includes construction and mortgage fits best.