What should a sales associate with a postdated check do?

• A. Deposit the check into the employee's personal account
• B. Immediately give the check to the employed broker
• C. Cash the check immediately
• D. Return the check to the client

Answer: (B)

When a postdated check is received, the funds should be handled through the supervising broker. The associate does not deposit or cash the check and should not keep it in a personal account. Delivering the check to the broker ensures the payment is processed through the firm's proper channels, recorded correctly, and deposited into the appropriate account at the correct time. This protects both the client and the firm from mismanagement or commingling of funds. Returning the check to the client would disrupt the process and is not appropriate for a payment the firm is handling.